John Mackley is in the hands of a money-lender, and a broken leg prevents him from meeting a note when due. He succeeds in putting off the payment until a future date, in the hope that better times will come in the interim. His wife and daughter, Lucy, comprise his family. Lucy, just budding into womanhood, has formed an attachment for a young man, who had rendered herself and mother a little service one day. They have met several times and love has become mutual. She knows nothing of his avocation or his past, only that he is living in the neighborhood.

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