Insurance adjuster John Smith leaves for a nearby town to adjust a loss. He tells Mrs. Smith that he will be home in a few days. Traveling salesman John Smith leaves for a short business trip. He also tells Mrs. Smith to expect him in a few days. Salesman John wires his wife that he will be held up until the next day. Adjuster John Smith wires his wife that he will be home on the midnight express and to have lunch ready for him. The messages get crossed and many comical misunderstandings results until all is happily resolved.

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